Mobile Payments in Belgium

Belgium: General Information

Population:

10,666,866 (2008)

Currency:

EUR

More info:

Belgium

Mobile operators:

Proximus, Mobistar, Base

Mobile Operators Market Share

Billing:

MT-billing

Price (EUR) incl. VAT	1.00 *	2.00 *	3.00 *	4.00 *
Price (EUR) excl. VAT	0.83 *	1.65 *	2.48 *	3.31 *
Mobile Payments / Premium SMS API Pay-by-Mobile Widget In-App Payments for Android	40%	50%	50%	60%

The table above shows your revenue after the operator's share, Fortumo commission and the costs of sending the users a reply SMS

Mobile operator takes a revenue share on each transaction for handling billing, collecting money and covering credit risk. The operators then pay the remaining money (usually between 40% and 60% depending on end-user price) to Fortumo. Fortumo pays you the money received from operators minus a small commission (which can be only 2-3% of net price, depending on country, type of service and volume). The table above shows your revenue after the operator's share and Fortumo commission.
Presented revenue share is calculated from the Price excl. VAT (21%).
Price presented to end user is Price incl. VAT (example: 4.00 EUR)
Payout cycle in Belgium is 3 months

Fortumo pays you money immediately after we have received it from the mobile operators. Operators in different countries pay at different speeds. Payout cycle of 3 months means that the revenue earned by your services in January will be transferred to you in the first half of May.
After the initial waiting period, you would get a payout each month, as your February money arrives in June, March money in July, etc.

January February March April May

1. Your services earn revenue
2. Operators pay money to Fortumo
3. Fortumo pays money to you

* End-user prices and payouts in Belgium differ by operator. Click on the operator to see details.

Price (EUR) incl. VAT	1.00	2.00	3.00	4.00
Price (EUR) excl. VAT	0.83	1.65	2.48	3.31
Mobile Payments / Premium SMS API Pay-by-Mobile Widget In-App Payments for Android	40%	50%	50%	60%

Price (EUR) incl. VAT	1.00	2.00	3.00	4.00
Price (EUR) excl. VAT	0.83	1.65	2.48	3.31
Mobile Payments / Premium SMS API Pay-by-Mobile Widget In-App Payments for Android	45%	47%	50%	50%

Proximus
Mobistar
Base

Price (EUR) incl. VAT	1.00	2.00	3.00	4.00
Price (EUR) excl. VAT	0.83	1.65	2.48	3.31
Mobile Payments / Premium SMS API Pay-by-Mobile Widget In-App Payments for Android	38%	45%	45%	55%

The service must be in compliance with Fortumo Terms of Service (Eula link), Belgium GOF Guidelines (download PDF), Belgian legal acts and good morals.
In the advertisements and instructions, the following information must be present:
- service provider's legal/full name
- customer support phone number (+32) 28089974 /support email.
Services must not cause the unreasonable invasion of consumers’ privacy. Consumers’ personal information is not collected without their consent or passed to any other person.
Adult, lotteries, gambling or donation related services are strictly forbidden.
The end user price must be clearly stated in the advertisements and instructions of use. Depending on the price of the service, one of the following pictograms must be used to present the price: